Robert Kiyosaki, best-selling author of Rich Dad Poor Dad, has thrown his support behind Michael Saylor’s bold prediction that Bitcoin could surge to $13 million per coin. In a November 2024 post on X (formerly Twitter), Kiyosaki praised Saylor’s long-term vision, calling him “one smart boy” and expressing full confidence in the astronomical price target.
At a current market price of around $90,000 per Bitcoin, Kiyosaki argues that even a fractional investment—such as **0.01 BTC for $900**—could position investors for life-changing wealth if Saylor’s forecast comes true. “If Saylor is on target… which I think he is… that means for $9,000 today, you buy 0.01 Bitcoin today… you are a millionaire tomorrow,” he stated.
This bold claim positions Bitcoin not just as digital currency, but as a transformative store of value capable of outperforming traditional financial instruments and educational investments alike.
Why $13 Million? The Math Behind the Madness
Michael Saylor, former CEO of MicroStrategy (now rebranded as Strategy), didn’t pull the $13 million figure out of thin air. His projection is rooted in supply-demand fundamentals and global adoption curves.
Bitcoin has a hard cap of 21 million coins—a fixed supply that cannot be inflated by central banks or governments. Today, global Bitcoin adoption sits at roughly 0.1% of the world’s population. Saylor posits that if adoption rises to just 7%—still far below saturation—demand would skyrocket while supply remains constrained.
“Multiply 13 million divided by 90,000, and it gets you to a big number,” Saylor explained on November 19, 2024. That calculation reflects a 144x increase from current prices—a massive leap, but not unprecedented given Bitcoin’s historical volatility and growth trajectory.
To put it in perspective:
- 1 BTC today ≈ $90,000
- 1 BTC at $13 million = 144x return
- 0.01 BTC today ($900) → $130,000 in the future
Even under conservative assumptions, this suggests early adopters could see life-altering returns, especially when compared to low-yield savings accounts or depreciating fiat currencies amid rising inflation.
Bitcoin vs. an MBA: A Financial Crossroads
Kiyosaki didn’t stop at price predictions—he launched a direct critique of traditional education models, particularly the Master of Business Administration (MBA).
He argued that taking on $50,000 to $200,000 in student debt for an MBA from a top-tier university may not deliver proportional financial returns. At Harvard Business School, tuition alone costs $84,000 per year, totaling about $168,000 for two years. Stanford’s program runs similarly high, with graduates often leaving with $66,000 to $120,000 in debt—and no guaranteed job or salary bump.
“Sure beats going $50,000 in debt for a student loan… studying for years… just to earn a flimsy MBA,” Kiyosaki wrote. “Get smarter…. buy Bitcoin today. I am.”
His point? Financial intelligence matters more than formal credentials in today’s evolving economy. While an MBA teaches business theory, investing in assets like Bitcoin teaches real-world wealth creation through ownership, scarcity, and long-term thinking.
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Is $13 Million Realistic? Experts Weigh In
Skepticism is natural when hearing about million-dollar Bitcoin projections. But several macroeconomic trends lend credibility to Saylor’s outlook:
1. Institutional Adoption Is Accelerating
Companies like MicroStrategy have already allocated billions into Bitcoin reserves. As more corporations follow suit—using BTC as a treasury asset—the demand floor strengthens significantly.
2. Fiat Debasement and Inflation
Central banks continue expanding money supplies worldwide. With inflation eroding purchasing power, hard assets like gold—and increasingly, Bitcoin—are seen as hedges against currency collapse.
3. Scarcity vs. Infinite Supply
Unlike fiat money or even gold (which can be mined indefinitely), Bitcoin’s supply is mathematically limited. This digital scarcity makes it uniquely positioned as “digital gold” on a global scale.
4. Global Financial Shifts
Emerging markets, facing unstable local currencies, are turning to Bitcoin for remittances and savings. Meanwhile, developed nations are exploring CBDCs (central bank digital currencies), which paradoxically highlight the need for decentralized alternatives.
While $13 million sounds extreme, consider this:
- Bitcoin was worth less than $1 in 2011
- It reached $69,000 in 2021, then dipped before rebounding
- It gained 87% in value over the past year alone
Given its track record of defying expectations, dismissing $13 million outright may be riskier than entertaining the possibility.
Frequently Asked Questions (FAQ)
Q: How much would 0.01 BTC be worth if Bitcoin hits $13 million?
A: At $13 million per Bitcoin, 0.01 BTC would be worth **$130,000**—a massive return from a current cost of approximately $900.
Q: What does Robert Kiyosaki mean by “buy Bitcoin instead of getting an MBA”?
A: Kiyosaki believes that investing in appreciating assets like Bitcoin offers better long-term financial returns than accumulating debt for traditional education, especially when the ROI on degrees is uncertain.
Q: Is Michael Saylor still involved with Bitcoin advocacy after stepping down from MicroStrategy?
A: Yes. Although Saylor stepped down as CEO of MicroStrategy in 2024, he remains Executive Chairman and continues to be one of the most vocal advocates for corporate Bitcoin adoption.
Q: Could Bitcoin really replace traditional investments like stocks or real estate?
A: While unlikely to fully replace them soon, Bitcoin is increasingly viewed as a complementary asset class—particularly for portfolio diversification and inflation protection.
Q: What risks should I consider before investing based on these predictions?
A: High volatility, regulatory uncertainty, and market sentiment shifts are key risks. Always conduct independent research and never invest more than you can afford to lose.
Q: Where can I securely buy and store Bitcoin?
A: Reputable platforms offer secure purchasing and cold storage options to protect your investment long-term.
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Final Thoughts: A New Era of Wealth Creation
Robert Kiyosaki has long championed financial literacy and asset ownership over passive income and consumer debt. His endorsement of Michael Saylor’s $13 million Bitcoin prediction isn’t just hype—it’s a continuation of his core philosophy: build wealth by owning valuable assets.
Whether or not Bitcoin reaches $13 million depends on adoption, macroeconomic conditions, and technological resilience. But one thing is clear:
- The conversation has shifted from if Bitcoin will rise to how high it can go.
- Younger investors now face a choice between old-world credentials burdened by debt or new-world assets built on scarcity and innovation.
For those willing to think differently, the path to financial freedom might not run through an Ivy League campus—but through a single digital wallet holding just 0.01 BTC.
As Kiyosaki puts it: “Get smarter. Buy Bitcoin today.”