Understanding the exchange rate between Tether (USDT) and the Chinese Yuan (CNY) is essential for traders, investors, and anyone involved in cross-border digital transactions. As one of the most widely used stablecoins, USDT offers price stability pegged to the U.S. dollar, while CNY remains China’s official currency with tightly managed valuation. This guide provides a comprehensive overview of the current USDT to CNY exchange rate, historical trends, conversion insights, and practical tips for maximizing value during transfers.
Current USDT to CNY Exchange Rate
As of July 4, 2025, at 08:15 UTC:
- 1 USDT = 7.1644 CNY
- 1 CNY = 0.1396 USDT
This real-time data reflects the latest market conditions and is updated regularly to ensure accuracy. The rate indicates that each Tether token can be exchanged for approximately 7.16 Chinese Yuan, making it a key benchmark for digital asset users in mainland China and global traders dealing with RMB-denominated transactions.
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Historical Trends: USDT vs CNY Over the Past Year
Analyzing past performance helps predict future movements and informs strategic decisions.
Peak and Low Points (July 2024 – July 2025)
- Highest Rate: On April 9, 2025, USDT reached its peak against CNY at 7.3517 CNY per USDT, indicating stronger demand or temporary market imbalances.
- Lowest Rate: The lowest point occurred on September 26, 2024, when 1 USDT was worth only 7.0111 CNY, reflecting reduced buying pressure or increased local currency strength.
Average Exchange Rate
Over the last 12 months, the average exchange rate stood at 7.2135 CNY per USDT, slightly higher than the current rate. This suggests a modest depreciation in USDT's value relative to CNY over the period.
Annual Performance Summary
- Change: -1.40%
- Interpretation: The USDT/CNY pair has declined by 1.4%, meaning Tether has weakened slightly compared to the Chinese Yuan over the past year.
Despite this short-term dip, long-term data shows resilience and gradual appreciation in USDT's purchasing power relative to CNY.
Recent Market Activity: 30-Day and 90-Day Analysis
For active traders, recent volatility patterns are crucial:
| Metric | Past 30 Days | Past 90 Days |
|---|---|---|
| High | 7.1933 CNY | 7.3517 CNY |
| Low | 7.1631 CNY | 7.1631 CNY |
| Average | 7.1771 CNY | 7.2312 CNY |
| Net Change | +0.03% | -1.81% |
In the past month, USDT has shown minimal fluctuation, increasing slightly by +0.03%, suggesting market stabilization after a broader correction seen in the previous quarter (-1.81%).
Conversion Table: USDT to CNY
Use this reference for quick conversions:
- 1 USDT = 7.1644 CNY
- 5 USDT = 35.822 CNY
- 10 USDT = 71.644 CNY
- 50 USDT = 358.22 CNY
- 100 USDT = 716.44 CNY
- 500 USDT = 3,582.20 CNY
- 1,000 USDT = 7,164.40 CNY
- 10,000 USDT = 71,644 CNY
These values reflect current exchange rates and are useful for budgeting, remittances, or evaluating investment returns.
Converting CNY to USDT: Inverse Rates
For users converting from Chinese Yuan to Tether:
- 100 CNY = 13.958 USDT
- 500 CNY = 69.790 USDT
- 1,000 CNY = 139.58 USDT
- 5,000 CNY = 697.90 USDT
- 50,000 CNY = 6,978.95 USDT
- 1,000,000 CNY = 139,579 USDT
This inverse perspective is vital for those funding crypto wallets or transferring savings into stable digital assets.
How to Convert USDT to CNY Effectively
Converting Tether to Chinese Yuan involves selecting the right platform and timing your transaction strategically.
Step-by-Step Process:
- Choose a trusted exchange or peer-to-peer (P2P) marketplace.
- Transfer your USDT to the platform wallet.
- Place a sell order for CNY at the prevailing market rate.
- Withdraw funds to your local bank account or mobile payment system (e.g., Alipay, WeChat Pay).
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Frequently Asked Questions (FAQ)
What is the current USDT to CNY exchange rate?
As of July 4, 2025, 1 USDT equals 7.1644 CNY. This rate fluctuates based on supply and demand dynamics across global exchanges.
Has USDT been gaining or losing value against CNY?
Over the past year, USDT has depreciated by -1.40% against the Chinese Yuan. However, over an eight-year horizon, it has appreciated by +13.45%, showing long-term strength.
When is the best time to convert USDT to CNY?
The optimal window is typically between GMT 3:00 PM and 4:00 PM, when liquidity peaks due to overlapping trading sessions in Europe and North America. Early-week trades also settle faster than weekend attempts.
Is Tether more valuable than the Chinese Yuan?
Yes — 1 USDT is worth more than 1 CNY (currently ~7.16 times more). However, since USDT is pegged to the USD, its value remains relatively stable compared to fiat currencies influenced by monetary policy.
Can I directly exchange USDT for CNY on major platforms?
Many international exchanges do not support direct CNY pairs due to regulatory restrictions. Instead, users often route through P2P markets or offshore platforms offering yuan-settled trades.
Why trust this exchange rate data?
Our figures come from aggregated global sources using advanced algorithms to filter anomalies and deliver accurate pricing. Trusted by millions and cited by leading financial media like Investopedia and CoinDesk, this data ensures reliability for both casual users and professionals.
Long-Term Outlook: Is USDT a Good Hedge Against CNY Fluctuations?
Given its dollar peg and widespread adoption, USDT serves as an effective hedge against potential RMB depreciation or capital controls. Over eight years, its appreciation (+13.45%) underscores its role as a store of value for users seeking stability beyond traditional banking systems.
Whether you're managing personal finances, running a business with cross-border operations, or investing in digital assets, monitoring the USDT to CNY rate empowers smarter decisions.
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